# Climate finance on Senseible

Verified Senseible data is designed to plug directly into lender underwriting and factoring pipelines. The platform is not a lender; it is the verification primitive that lenders consume.

## What lenders see

- A current verified Scope 1, 2 and 3 baseline.
- Confidence bands for each scope.
- A climate credibility score blending verification depth, green share of operations, completeness, and history length.
- SHA-256 evidence hashes for spot-auditing any underlying claim.

## Use cases

- **Green loans (SIDBI, IREDA, commercial banks).** Verified baselines pre-qualify MSMEs for sub-rate financing tied to a Sustainability-Linked Loan KPI.
- **Receivables factoring on green invoices.** Verified solar / EV / forestation invoices unlock advance payouts at lower discount.
- **Trade finance with CBAM-ready exporters.** Verified actual emissions (vs EU defaults) reduce destination CBAM cost and improve trade-finance margins.

## Privacy

Lenders see what they need to decide. They do not see the raw documents unless the MSME explicitly grants access. All sharing is hash-pinned so neither side can later dispute what was disclosed.