# Turn verified emissions into a lower interest rate.

Canonical: https://senseible.earth/green-finance

Green bonds, sustainability-linked loans, transition finance, ESG-linked credit, decarbonisation capex cases and supply chain finance tied to ESG performance.

## What is a sustainability-linked loan?

A sustainability-linked loan lowers its interest margin when the borrower meets agreed ESG targets, such as cutting emissions per unit. The lender needs a verified baseline and yearly proof. Senseible provides both from your bills, with every figure traceable.

## Free tool: Sustainability-linked loan saving

Answer in about a minute, with no sign-up. Then send the result on WhatsApp or [book a scoping call](https://senseible.earth/contact).

## What you receive: Lender pack

- Verified baseline, Scope 1 and 2
- KPI: emissions per tonne
- Use of proceeds
- Expected avoided emissions
- Evidence index
- Indicative carbon value at ₹750/t

## Price, time, data and who does the work

- Price: Start free on Snapshot. Essential is ₹499 a month billed yearly. Advisory work is quoted after a scoping call.
- Time: The estimate takes a minute. Lender packs are planned on the scoping call.
- What you need: A year of bills, your loan or project details, and the lender's term sheet if you have one.
- Who does the work: Senseible verifies the data and builds the pack. Your lender decides the terms.

## Already in Senseible

- [Climate finance](https://senseible.earth/climate-finance)
- [How to get a green loan in India](https://senseible.earth/climate-intelligence/how-to-get-green-loans-india-carbon-data)
- [Monetize verified records](https://senseible.earth/monetize)
- [Plans and pricing](https://senseible.earth/pricing)

## Questions buyers ask

### What is the difference between a green loan and a sustainability-linked loan?

A green loan funds a green project. A sustainability-linked loan can fund anything, but its rate depends on ESG targets.

### Do you lend money?

No. We prepare the verified data and pack. Banks and NBFCs decide and lend.

### Why do lenders reject green loan applications?

Usually missing baselines or unverifiable claims. A traceable baseline fixes the most common gap.