Can an effluent treatment or ZLD upgrade be financed as a green loan?
Often, yes. The Green Loan Principles include pollution prevention and sustainable water and wastewater management. Be clear about the energy side: ZLD systems use a lot of electricity, so show the extra kWh and emissions alongside the water benefit rather than leaving them out.
What the bank will ask
- Current water use and discharge.
- Design capacity and expected recovery.
- Electricity and steam the system will use.
Report both sides
- Water recovered per year.
- Extra kWh and the Scope 2 emissions at 0.710 kg per kWh.
- Any heat or fuel for evaporators.
What Senseible does here
Senseible turns invoices and bills into a dated, fingerprinted emissions record a lender can trace line by line. The lender makes its own credit decision.
Sources: Green Loan Principles (lma.eu.com), CEA CO2 Baseline Database, version 21.0
Last reviewed 2026-10-23.