How long do I have to bring export money back to India?
Fifteen months from the date of export, under the Reserve Bank of India's (RBI) November 2025 relaxation, which RBI said on 31 March 2026 stays in force. The earlier limit was nine months. Check the current rule before relying on it.
What RBI changed
- Time to realise and repatriate the full export value of goods, software or services: from nine months to fifteen months from the date of export.
- Time to ship goods after an advance payment: from one year to three years from the date of receipt, or as per the agreement, whichever is later.
Is it still in force
RBI's 31 March 2026 release says the relaxations continue in force and exporters may keep using them under the stated conditions. We found no later notice, but RBI describes it as a foreign exchange regulation, so check the current rule before you rely on a date.
Keep your records
Keep dated shipping and payment records for each shipment so you can show your bank where the money stands.
What Senseible does here
Senseible does not collect payments or advise on foreign exchange rules. Its dated emissions records from your bills sit beside your shipping files and are ready when a buyer or bank asks. Senseible does not lend. It connects verified records to its financing partners, the partner decides, and nothing is guaranteed.
- Is the 450-day export credit period still allowed
- Export credit and priority sector lending
- Carbon rules for exporters, by market
Sources: RBI press release, Trade Relief Measures, 14 November 2025, RBI press release, Trade Relief Measures for Exporters, 31 March 2026
Last reviewed 2026-11-06.